Thinking back over the most important financial decisions you have made so far, analyze the factors below that you did not anticipate/take into account and that disrupted your financial planning. 

Before making important decisions, it's a good idea to do a thorough analysis of the 4 broad categories of factors that could influence your financial plan.

Financial decisions can have a positive, but also a negative, influence on your personal life and well-being and that of your loved ones. What you think may be appropriate for your children/grandchildren may be seen as inappropriate by them. Each individual is unique!